When you are a serious buyer you need to get serious about financing the purchase of a new home. You may be able to pay cash and not worry about a mortgage. Most people are not able to do this. The sooner you meet with a mortgage lender, the sooner you will feel confident about making offers on homes that match your lifestyle and meet your financial parameters.
Mortgage consultants can look at your income and finances and provide you with knowledge to move forward with confidence. You may need to spruce up your credit rating by paying off some items. You may have something appear on your credit report that you were completely unaware was there. Mortgage consultants can help you prepare your finances so when the time comes to make an offer on the house you really want, you can sign with confidence.
Not all Financing Companies and Loan Officers are able to offer all of the programs that are available to meet the needs of all consumers. Some Lending Companies focus on certain niches while others may offer a wider range of programs and services.
One of the Keys to a Successful Purchase is choosing the right Lender and Loan Officer! The Best Lenders will listen to your needs and custom fit a program that optimizes your current position. At the same time you need someone who can communicate well and is honest and straightforward with telling you what you need to hear and not just what you want to hear. In some cases the right thing for them to tell you might be that there is a better option somewhere else! That is the honesty & integrity you deserve and should expect. That is how I choose the Lenders who I recommend.
Thinking about Buying a Home? Give me a call at 502-694-0596 and Ask-Garrett, we will discuss your specific situation and identify the best approach and lender options available for YOU!